Online Payday Loans in South Africa

Existing clients may proceed with New Loans. New user registrations are temporarily closed
Sorry, we're currently closed. Please submit your application during office hours specified below.

First Time User Normal User

How much would you like?

max R3000

When do you get paid?

Your repayment duration is

and the total amount is due on:

MINIMUM SALARY REQUIREMENT R10000

Borrowing + Interest & fees Total to repay:

FEE BREAKDOWN: Inititation Fee: | Admin Fee: | Interest: | VAT: | Debicheck Fee:

Safe & Secure Application Process

Warning: We do not offer low percentage loans via E-mail and we do not request upfront Legal fees for loans. If you receive unsolicited E-mails from GMAIL addresses or see Facebook Ads, it is not from our company!

We are currently serving existing clients only during COVID pandemic. Unfortunately we are not accepting Brand New Applications at present

Times are Mon-Fri 8am to 3pm and Sat 8am to 9am. Only Debi-check Debit Orders are used.
Due to Debi-check we approve and pay out loans daily at 12H00 and just before 15H00.

Quick Online Payday Loans South Africa

APR

3% per month (which equates to 36% APR).

RENEWAL POLICY

No Renewals of Loans are automatic. All New loans are subject to employment and affordability criteria. A Consumer will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s Financial circumstances and affordability. No additional fees are charged to Renew a loan. Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

COLLECTION POLICY

All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

NON-PAYMENT

Non-payment will result in a R60 service fee charge if the loan is arrears for 30 days. Additional Interest of 3% per month may also be added for up to 2 months. After this the Debt will be handed over to our external collection agency and their Attorneys. Not paying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.