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Online Payday Loans in South Africa

New account registrations are temporarily closed. Existing clients may proceed.
Sorry, we're currently closed. Please submit your application during office hours specified below.

First Time User Normal User

max R3000

and the total amount is due on:
MINIMUM SALARY REQUIREMENT R10000
Borrowing + Interest & fees Total to repay:

FEE BREAKDOWN: Inititation Fee: | Admin Fee: | Interest: | VAT:

The repayment date cannot be set to a weekend. Please adjust your repayment term.
Safe & Secure Application Process

We Will be closed over the entire Easter weekend. Business resumes on Tuesday 23 April 2019
Please note office hours are Mon-Thu 8am to 4pm, Fri 8am to 3pm and Sat 8am to 10am. You can apply after hours but it will be tended to during working hours.

Minimum 1 Year Permanent Employment Required with the same Employer

Please choose the correct Earliest Salary Date on the slider above as it affects the Debit Order Mandate Date.

Warning: We do not offer low percentage loans via E-mail and we do not request upfront Legal fees for loans. If you receive unsolicited E-mails from GMAIL addresses or see Facebook Ads, it is not from our company!

Quick Online Payday Loans South Africa

APR

3% per month (which equates to 36% APR).

RENEWAL POLICY

No Renewals of Loans are automatic. All New loans are subject to employment and affordability criteria. A Consumer will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s Financial circumstances and affordability. No additional fees are charged to Renew a loan. Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

COLLECTION POLICY

All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

NON-PAYMENT

Non-payment will result in a R60 service fee charge if the loan is arrears for 30 days. Additional Interest of 3% per month may also be added for up to 2 months. After this the Debt will be handed over to our external collection agency and their Attorneys. Not paying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.

EXAMPLE

If R2000 is borrowed for 20 days.
Initiation Fee: R265.00
Service Fee: R40.00
Interest: R45.30
VAT: R42.70

Total to Repay: R2393.00