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Payday Loans
Payday Loans in South Africa. Apply for an online payday loan today & get 40% discount on interest & fees on your 1st applicationWhy choose us?
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Complete Transparency
No hidden fees. What you see is what you pay.
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Fast & Easy
Simple online application in minutes.
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Secure
Your data is safe with us.
How it works
1
Apply Online
Complete our simple and secure online Application process.
2
Get a Decision
Receive a quick response during business hours.
3
Receive Your Cash
Money is deposited directly into your bank account.
What our customers say
Posted onTrustindex verifies that the original source of the review is Google. I urgently needed funds and they were there to assist, same day, no hassle, no fuss!Posted onTrustindex verifies that the original source of the review is Google. Really impressed by the communication, effectiveness and prompt response. Helpful, kind and really stress free process at all timesPosted onTrustindex verifies that the original source of the review is Google. Short and easy to use, fast paymentPosted onTrustindex verifies that the original source of the review is Google. Just awesome servicePosted onTrustindex verifies that the original source of the review is Google. Great company and even better people working there, always helpful in assisting me.Posted onTrustindex verifies that the original source of the review is Google. Fast, efficient, and reliable service. Highly recommendedPosted onTrustindex verifies that the original source of the review is Google. Great service and quick responsePosted onTrustindex verifies that the original source of the review is Google. i have never seen such a super and sensational service in South Africa, EXPRESS Finance are out of this word, very extra ordinary, this is a company that every south African need, and All financial institutes are beaten by Express finance, loans approved asap, funds in less than 15 mins, interest are even far surpassing other financial institutions, i will be doing business with Express finance only, wow i am the proof please take note, i think they understand people when people need assistance the understand people have matters to sort. thank you Express Finance, i will be referring responsible people to you. you the best
Maximum APR
Interest rate on loans are 3% per month. Initiation fee and Admin fee are governed by the National Credit Act no 34 of 2005 section 102.
Loan Repayment days
We offer repayment periods from 61 to 65 days.
Collection
All payments are made via Debicheck debit order.
Renewals
Renewing a loan will be seen as a new loan; therefore, the same interest and rates will apply to the new loans.
Non-payment
Non-payment of your account will result in a R69 service fee and 3% interest added monthly. If you fail to make payment for two months, your account will be handed over to an external debt collection company.
Not repaying your loan on time will decrease your credit rating and might make it challenging to qualify for finance at other credit providers in the future.