What if I don’t pay back my loan?

If you can’t repay your loan, contact your consultant to discuss a possible payment arrangement.
If you fail to repay and don’t communicate with us, we will send you a Section 129 Letter of Demand.
You will then have 10 days to respond before we start legal action to recover the funds.
This process will negatively affect your credit record.

Express Finance operates as a registered credit provider under the National Credit Regulator.