My Loan was declined. How long must I wait before I can Re-apply?

It depends on why we declined your loan.
We require at least 12 months of permanent employment.
If you don’t meet this, wait until you do before applying again.
When we decline a loan based on affordability, you may reapply once your financial situation improves.
We assume over-indebted consumers won’t recover within a few months.
Due to costs, we only perform another NLR credit check after a longer period.
Our system flags over-indebted applicants.
If you apply frequently after being declined, we may reject your application immediately.
We might skip the credit check and not send another decline email.
If you abuse the platform by applying monthly, we may block your account from further applications.