How is my Loan Calculated?

Your Loan is calculated on your Loan amount and consists of Interest and fees as set out by the National Credit Regulator

Fees are as follows:

Service fee – R60 per month plus VAT (Calculated Pro-Rata for the month)
Initiation fee – Loans under R1200 is 15% fee plus VAT

Loans above R1200 is R165 plus 10% for any capital above R1000 plus VAT

Interest Rate – 3% of the Capital

For First Time users this Formula have been reduced to provide the consumer with a Discount

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