It’s very simple. Select your requirements on the sliders and click on apply. If you do not have an account yet, click on “Create an Account”. If you already have an account, just log into your account and follow the onscreen prompts. The user requirements must be checked and complied to. Please note that if you do not meet these requirements, you may not proceed with the application. Please do not provide false information as we will pick it up in a credit check or employment confirmation. On first application all your information is required and an affordability is also completed. On further applications this information is provided for you to review and you do not have to enter it again. Your credit agreement is displayed to you and you can even download it under “My Account”. Finally submit the application and you will receive confirmation via E-mail.
The application will now be checked. A credit check will be done and if required we might need supporting documents like a pay slip, copy of ID and a bank statement. Once we have this, the application will either be approved or declined and you will yet again be notified via E-mail of the outcome.
Credit Agreement and Debit Order Mandate is signed digitally and is available to both parties at any time. Your IP Address is also captured on the document.